Getting into a car accident is stressful enough, but when it’s not your fault, the situation can feel even more frustrating. You may be dealing with car repairs, medical bills, and insurance companies that don’t have your best interests in mind. Knowing what steps to take after an accident can help protect your rights and ensure you receive the compensation you deserve. Here’s what you need to know if you’re in an accident that wasn’t your fault in Houston.
Houston Car Crash Statistics
In 2023, Houston experienced 67,644 motor vehicle crashes, averaging approximately 5,637 accidents per month.
This marked an increase from 2021, which saw 66,988 car crashes in Houston, equating to about 5,582 accidents monthly.
Notably, in 2024, despite a decline in overall Houston car crashes statistics numbers, the city recorded a record 345 road deaths, reflecting a 15% increase from 2023.
What to Do After an Accident That’s Not Your Fault
Even if you’re not responsible for the crash, taking the right steps immediately after the accident can make a huge difference in your ability to recover damages.
1. Ensure Safety and Call 911
Your first priority should always be safety. Check for injuries and move to a safe location if possible. Call 911 to report the accident, even if it seems minor. Having an official police report can be crucial when dealing with insurance claims.
2. Gather Evidence at the Scene
If it’s safe to do so, document everything. Take photos and videos of the vehicles, damage, skid marks, road conditions, and any visible injuries. Get the other driver’s name, contact information, insurance details, and vehicle information. If there are witnesses, ask for their contact information as well.
3. Seek Medical Attention
Even if you don’t feel injured right away, see a doctor as soon as possible. Some injuries, like whiplash or internal trauma, might not be apparent immediately. A medical report will also serve as valuable evidence if you need to file a claim.
4. Notify Your Insurance Company
Report the accident to your Houston Car insurance provider, but be mindful of what you say. Stick to the facts and avoid admitting any fault. Insurance companies might try to minimize your claim, so it’s best to consult with a lawyer before making detailed statements.
5. Be Cautious When Speaking with the Other Driver’s Insurance
The at-fault driver’s insurance company may contact you to get a statement or offer a quick settlement. Be careful—insurance adjusters often try to settle for less than you deserve. You are not obligated to speak with them without legal representation.
Why You Need a Lawyer After a No-Fault Accident
Even if you follow all these steps, dealing with insurance companies and proving your case can be complicated. That’s where an experienced personal injury lawyer comes in. A lawyer can help by gathering evidence, negotiating with insurance adjusters, and ensuring you receive the maximum compensation for your medical bills, lost wages, and other damages.
Insurance companies often try to shift blame or downplay injuries to avoid paying a fair settlement. A skilled attorney knows how to counter these tactics and build a strong case on your behalf. They’ll handle all legal aspects, so you can focus on recovering from the accident.
At The Kishinevsky Law Firm, we fight for injury victims in Houston and surrounding areas, ensuring they get the justice and compensation they deserve. If you’ve been in an accident that wasn’t your fault, don’t face the insurance companies alone—contact us today for a free consultation.
source https://kishinevskylawfirm.wordpress.com/2025/02/27/accident-not-at-fault-in-houston-what-you-need-to-know/
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